Official Course Description: MCCCD Approval: 04/27/04
CSR253 20042-20055	LEC	3 Credit(s)	3 Period(s)
Automobile Policy Endorsement Coverage
Automobile insurance policy endorsement coverage concerns. Emphasis on endorsement additions and effective date determination. Covers change of address, principle operator, and vehicle replacement and deletion information. Includes policy holder emotional awareness concerns and expiring policy endorsement requirement information. Prerequisites: None.

Go to Competencies    Go to Outline
 

MCCCD Official Course Competencies:
CSR253   20042-20055	Automobile Policy Endorsement Coverage

1.	Cite general insurance policy endorsement concerns. (I)
2.	Review general types of auto insurance coverage. (II)
3.	Identify auto insurance endorsement effective date considerations. (III, VIII, X)
4.	Explain auto insurance policy last change date stipulations. (IV)
5.	Express considerations for adding endorsements to an expiring auto insurance policy. (V)
6.	Describe automobile insurance policy change of address concerns. (VI)
7.	Identify the emotions of policy holders who are seeking automobile insurance coverage changes. (VII)
8.	Cite automobile insurance policy vehicle addition concerns. (VIII)
9.	Explain automobile insurance policy principle operator of vehicle classifications. (IX)
10.	Describe vehicle replacement procedures. (X)
11.	Identify vehicle deletion procedures. (XI)

Go to Description    Go to top of Competencies
 

MCCCD Official Course Outline:
CSR253   20042-20055	Automobile Policy Endorsement Coverage

I. Fundamental Endorsement Issues A. Definition B. Terms C. Types II. Insurance Coverage Review A. Coverage Types B. Coverage Requirements C. State Specific Insurance Requirements III. Effective Date Considerations A. General Date Establishment Procedures B. Terms 1. Exposure 2. Risk C. Effective Date Exception Stipulations 1. State Restrictions 2. Weather Restrictions IV. Last Change Date Issues A. Effective Date Request Concerns B. Premium Change C. Endorsement Considerations 1. Additional Endorsements 2. Credit Endorsements 3. Non-Premium Endorsements D. Specific State Restrictions V. Expiring Policy Alteration Considerations A. Change in Coverage Endorsements 1. Credit 2. Additional Premium 3. Non-Premium B. Renewal Coverage Parity C. Term Change Restrictions VI. Change of Address Concerns A. In State Change Concerns 1. Correct Address Importance 2. Rating Territory Changes B. Out of State Change Concerns 1. Student/Military Exceptions 2. Coverage Change Requirements VII. Policy Holder Emotion Consideration A. New Car Purchase B. Recent Loss of Relative C. Financial Stress D. Third Party Delay VIII. Vehicle Addition Procedures A. Effective Date Issues B. Vehicle Identification Number Concerns C Garaging Considerations D. Inspection Issues E. Special Vehicle Coverage IX. Principle Classifications A. Vehicle to Operator B. Operator C. Occasional Operator Classification D. Lien Holder Addition X. Vehicle Replacement Concerns A. Vehicle Skill Model Replacement B. Effective Date Issues XI. Vehicle Deletion Concerns A. Vehicle Sold B. Vehicle Repossessed C. Total Loss D. Information Verification Procedures

Go to Description    Go to top of Competencies    Go to top of Outline