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Official Course
Description: MCCCD Approval: 4-27-04 |
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CSR232
2004 Spring – 2008 Fall |
LEC |
3.0 Credit(s) |
3.0 Period(s) |
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Auto
Insurance and Claims Overview |
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Overview
of auto insurance coverage, including claims and claims handling. Emphasis on
liability, uninsured and underinsured motorist, medical and physical damage. Prerequisites: None. |
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Go to Competencies Go to Outline
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MCCCD
Official Course Competencies: |
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CSR232 2004 Spring –
2008 Fall |
Auto Insurance and Claims Overview |
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1.
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Identify the different levels of claims. (I) |
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2.
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Identify the different types of claim handlers and the
types of claims they handle. (II) |
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3.
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Identify types of auto insurance coverage. (III) |
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4.
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Determine which coverage concepts apply to accident
situations. (III) |
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5.
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Describe how risks affect insurance rates. (III) |
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6.
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Define the Principle of Indemnity and its application to
insurance. (III) |
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7.
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State how limits provide boundaries on how much insurance
companies can pay for losses. (III) |
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8.
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Determine if a member's insurance limits cover an
accident. (III) |
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9.
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Explain the sections of a contract. (IV) |
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10.
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Summarize information regarding liability coverage. (V) |
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11.
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Find liability coverage information in a contract. (V) |
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12.
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Summarize information regarding uninsured and underinsured
motorist coverage. (VI) |
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13.
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Find uninsured and underinsured motorist information in a
contract. (VI) |
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14.
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Compare and contrast liability coverage with uninsured and
underinsured motorist coverage. (V, VI) |
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15.
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Summarize information regarding medical payments. (VII) |
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16.
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Find medical payment information in a contract. (VII) |
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17.
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Summarize information regarding physical damage. (VIII) |
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18.
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Find physical damage information in a contract. (VIII) |
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19.
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Identify the rights and duties of the insured and
insurance company. (IX) |
Go to Description Go to top of
Competencies
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MCCCD
Official Course Outline: |
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CSR232 2004 Spring –
2008 Fall |
Auto Insurance and Claims Overview |
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I. Levels of Claims A. Simple B. Complex C. Severe II. Claim Handlers A. Levels 1. Claims Representative –
Immediate Response Unit (IRU) 2. Senior Claims 3. Adjuster 4. Examiner B. Loss Responsibilities 1. No Injuries 2. Injuries 3. Serious Injuries III. Auto Insurance
Coverage A. Liability B. Medical Payments C. Physical Damage D. Risk Management E. Principle of Indemnity F. Limits IV. Auto Insurance
Contracts Sections A. D – Declarations B. I – Insuring Agreement C. C – Conditions D. E – Exclusions E. E – Endorsements V. Liability Coverage A. Covered Persons B. Legally Liable vs.
Legally Entitles C. Bodily Injury 1. Specials 2. Generals D. Property Damage E. Exclusions F. Elements of Negligence 1. Duty Owed 2. Duty Breached 3. Proximate Cause 4. Damages G. Limits of Liability VI. Uninsured and
Underinsured Motorist Coverage A. Defined B. Legally Liable vs.
Legally Entitles C. Table of Coverage VII. Medical Payments A. Benefits 1. Air Bag & Seat Belt 2. Extended 3. Premiums 4. Personal Injury
Protection B. Exclusions VIII. Physical Damage A. Comprehensive Losses B. Collision Losses C. Rental Reimbursement
Coverage D. Towing and Labor Costs E. Transportation Expense IX. Rights and Duties A. Insured B. Insurance Company |
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