Maricopa Community Colleges  CPD108   20036-20056 
Official Course Description: MCCCD Approval: 06/17/03
CPD108 20036-20056 LEC 1 Credit(s) 1 Period(s)
Personal Money Management
Responsibility associated with loans from lending institutions, money traps, how to avoid them, how to reduce debt, and how to keep a life balance - personally and financially. Prerequisites: None.
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MCCCD Official Course Competencies:
 
CPD108   20036-20056 Personal Money Management
1. List responsibilities associated with students loans. (I)
2. Prioritize personal needs and wants. (II)
3. Create a personal financial budget plan. (II)
4. Identify strategies for reducing personal debt. (II)
5. Interpolate the concept of delayed gratification. (III)
6. List strategies for avoiding money traps. (III)
7. Identify methods of balancing family, work, and academic responsibilities. (IV)
8. Build skills for protecting your budget from others. (IV)
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MCCCD Official Course Outline:
 
CPD108   20036-20056 Personal Money Management
    I. Responsibilities of Student Borrowers
        A. College Requirements
        B. Responsibilities to Lending Institutions
        C. Protecting Your Credit
        D. Payback Policies
      II. Personal Budgeting
          A. Identifying Value and Beliefs
          B. Assessing Needs, Wants, and Responsibilities
          C. Prioritizing Needs and Wants
          D. Income Management
          E. Managing and Reducing Personal Debt
        III. Delayed Gratification
            A. Definition
            B. Recognizing Your Spending Patterns
            C. Money Traps and How to Avoid Them
            D. Current and Future Lifestyles
          IV. Balancing Your Life
              A. Managing Family, Work, and Academics
              B. Protecting Your Funds From Others
              C. Relating Current Spending to Future Planning
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