Maricopa Community Colleges  CSI180   20014-20084 
Official Course Description: MCCCD Approval: 02/26/08
CSI180 20014-20084 LEC 3 Credit(s) 3 Period(s)
Commercial Bankcard Accounts
Procedures for providing business bankcard account services. Covers industry and internal software usage, customer statement provisions, billing options, truth in lending requirements, and product and service description information. Also includes general bankcard industry customer service responsibility summary.
Prerequisites: None.
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MCCCD Official Course Competencies:
 
CSI180   20014-20084 Commercial Bankcard Accounts
1. Summarize general bankcard industry customer service representative responsibilities and work procedures. (I)
2. Use business bankcard application processing software. (II)
3. Use computer software to locate information regarding account denial justification. (III)
4. Describe features of bankcard industry products. (IV)
5. State the benefits provided by individual product classifications to account holders. (V)
6. Describe procedures for operating within compliance of the truth in lending laws. (VI)
7. Use bankcard industry software to locate information in response to customer requests. (VII)
8. Use bankcard industry software to provide notation in customer records. (VIII)
9. Describe available billing options to account holders. (IX)
10. Explain information contained in a statement. (X)
11. Use bankcard industry software to establish internal workflow information and documentation. (XI)
12. Demonstrate procedures for using a bankcard industry intranet system. (XII)
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MCCCD Official Course Outline:
 
CSI180   20014-20084 Commercial Bankcard Accounts
    I. Customer Service Agent Responsibilities
        A. Computer Software Usage
        B. Phone System Usage
          1. Procedures
          2. Policies
        C. Account Number Coding
      II. Business Card Application Software (BAPS)
          A. Information Search Processing
          B. Decline Scripts
          C. Customer Contact Information Retrieval
        III. Credit Denial Procedures
            A. Credit Desk Software Usage
            B. Credit Bureau Information Location
            C. Credit Score Explanation Provision
          IV. Bankcard Industry Products
              A. Cards
                1. Types
                2. Classifications
              B. Applications
              C. Credit Limits
              D. Fees and Interest Rates
            V. Product Benefits
                A. Product Grade Benefit Differential
                B. Issuing Bank Specific
                C. Card Brand Business Specific
              VI. Truth in Lending Laws
                  A. Definition
                  B. Regulation Z
                  C. Truth in Lending Statements
                    1. Provision
                    2. Applicability to Accounts
                VII. Customer Inquiry Response
                    A. First Data Resource Usage
                    B. Screen Navigation
                  VIII. Account Notation
                      A. Procedures
                      B. Coding
                    IX. Commercial Billing Options
                        A. Individual
                        B. Consolidated
                      X. Quarterly Management Reports
                          A. Provision of Copies
                          B. Organizational Justification
                          C. Receipt Schedule Alterations
                        XI. Internal Workflow Processing
                            A. Workcase Typology
                            B. Workflow Notation
                              1. Creation
                              2. Interpretation
                            C. Customer Inquiry Maintenance System
                          XII. Bankcard Industry Intranet Systems
                              A. Definitions and Terminology
                              B. Access
                              C. Searches
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